Social Security accounts for more than half of the retirement income for 50% of married couples, so making sure that you get the most money possible from the program is important to achieving financial security in your golden years. The most common age to start receiving Social Security benefits is 62, the earliest age possible, but if you want to collect 100% of the benefits you're owed, you'll have to wait until full retirement age(FRA) to claim them.
If you file early, Social Security will penalize you with smaller checks.Here’s the Maximum Social Security You Can Get If You Claim at 62
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