How to Save for Retirement When You're Living Paycheck to Paycheck

When you're struggling just to pay the bills each month, retirement may seem like an impossible dream. If you're not saving much (or at all) for retirement, you're not alone: Roughly one-third of Americans have nothing at all saved for retirement, according to a 2016 study from GOBankingRates, and another 23% have less than $10,000 in their retirement funds.