Better Buy: PayPal Holdings, Inc. vs. American Express

Technology has changed every facet of daily living, and the financial industry has seen some of the biggest transformations as a result of technological advances. PayPal Holdings (NASDAQ: PYPL)originally started out as a simple way to help online marketplace customers pay for the purchases they made, but it has since evolved into a massive player in facilitating electronic paymentsand mobile transactions.

Meanwhile, established players like American Express (NYSE: AXP)have had to scurry to find ways to preserve their competitive advantagesafter decades of dominance.