The 96% of Americans who are covered by Social Securitycan choose to claim their retirement benefits at any time between the ages of 62 and 70, but only about 3% of Americans wait as long as possible. And to be fair, there are some perfectly valid reasons to claim early, such as the unexpected loss of a job, a known health condition, or simply because you need the money.
Social Security: 3 Great Reasons to File for Benefits at 70
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