If you're lucky enough to have access to an employer-sponsored 401(k), you should know that you have a great opportunity to accumulate a bundle in time for retirement. That's because 401(k)s allow you to contribute much more on an annual basis than IRAs. The current yearly limits are $18,500 for workers under 50 and $24,500 for those 50 and over.
By comparison, IRAs max out at $5,500 and $6,500 a year, respectively.Are You Making These 4 Major 401(k) Mistakes?
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