One of the most important retirement decisions you'll make is when to file for Social Security. Unlike Medicare, for which eligibility begins at age 65, you get an eight-year window to sign up for Social Security that begins at age 62 and ends at age 70. (Technically, you can delay your benefits past 70, but since there's no financial incentive not to, it's generally considered the latest age to start collecting.
)Fewer Americans Are Claiming Social Security as Early as Possible — and That's a Good Thing
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